Get on the road or water with Webster First RV & boat loans

Explore the open road or set sail on the water with recreational vehicle and boat financing that fits your life. To apply, you must be 18 years of age or older and live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County.

Apply Online

We'll help you finance the fun stuff

Low rates

Rates currently as low as 8.24% APR¹.

Flexible options

Choose a loan term⁴⁹ that works for you — lower your monthly payment or pay off your loan faster.

No pre-payment penalties

Pay off your loan early and save on interest without any fees or hassles.

No pressure

Enjoy peace of mind knowing your rate is locked in for 30 days following pre-approval, giving you the flexibility and confidence to find the perfect RV or boat at your own pace.

What to expect after you apply

Pre-approval

Get pre-approved in as little as 1 business day and lock in your rate for 30 days.

Find your dream recreational vehicle

Visit the dealership or seller to explore your options, take test drives, and confidently make your final decision.

Make it official

After reserving your recreational vehicle, we'll finalize your loan, issue your check, and set up automatic payment transfers.

Embark on adventure

Get ready to hit the road or water and enjoy the memories you’ll create! Be sure to explore our insurance options for reliable, ongoing protection.

Current Rates

Type	APR¹	EMP³ (per $1,000)	Finance Charge
Titled
60 Month	8.24%	$20.40	$223.66
72 Month	9.49%	$18.28	$315.72
144 Month	10.99%	$12.54	$804.40
No Title
60 Month	10.24%	$21.38	$282.06
72 Month	11.49%	$19.30	$388.82
144 Month	12.49%	$13.44	$935.24

1:APR = Annual Percentage Rate.
3:EMP = Estimated Monthly Payment.
Rates subject to change without notice. Rate determined by credit report and collateral.

Calculate your loan payment

Your adventure starts today

Don’t wait to begin your next outdoor escape. Apply for a Webster First RV or Boat Loan today and experience the benefits of financing with a trusted Massachusetts credit union.

Apply Online

Award-winning service

America's Best Regional Banks and Credit Unions Newsweek 2025. Plant-A Insights Group.

2025: Newsweek Best Regional Banks and Credit Unions

2024 Winner: Best of Central Mass

2024: Newsweek Best Regional Banks and Credit Unions

2023 Winner: Best of Central Mass

2023 Top Lender: Banker & Tradesman

Rated 5 Stars by Bauer

2022 Top Lender: Banker & Tradesman