Personal Loans

While the best things in life are free, sometimes there are things can come with an added expense.

At Webster First, our focus is on helping you make the right financial decisions. Whether you’re looking to consolidate your debt, finance a major purchase, or tackle an unexpected expense, our personal loans can be a great choice. Talk to our team today and see how we can help you.

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Personal loan benefits

Low rates

Rates currently as low as 11.74% APR¹

Finance up to $20,000

Cover a wide range of need with scalable financing amounts

No pre-payment penalties

Shrink your term and save on interest by making extra payments to your principal balance

Easily stay on track

Track your loan balance and make your monthly payments with our mobile app

Ways to use a personal loan

Debt consolidation

Consolidate your debts from credit cards or other high-interest lenders into one manageable monthly payment.

Wedding expenses

Weddings can be a major expense – our personal loans are a perfect match.

Vacation financing

Dreaming of vacation? All you need is your passport and our personal loans.

Moving expenses

Finance temporary storage, moving truck fees, new furniture, and more.

Medical bills

Pay off medical bills with our personal loans and budget manageable payments for peace of mind.

Car repairs

Ignoring the need for repair can lead to bigger problems down the road. A personal loan can be a great way to get the repairs you need now.

Current Rates

Type	APR¹	EMP³ (per $1,000)	Finance Charge
Personal Loans
24 Month	11.74%	$46.94	$126.31
36 Month	11.99%	$33.20	$194.96
48 Month	12.49%	$26.57	$275.06
60 Month	12.99%	$22.74	$364.32

Credit Builder¹⁷
60 Month	7.00%	$19.81	$188.27

Signature Line of Credit¹⁸	12.90%

Overdraft Revolving Credit¹⁹	14.90%

Share Secured Loans²²

1:APR = Annual Percentage Rate.
3:EMP = Estimated Monthly Payment.
17:Proceeds held in an interest bearing certificate for full term of the loan. Loan proceeds are available only after loan has been paid.
18:Maximum amount $10,000
19:Maximum amount $5,000
22:Three percent over interest being earned on account held as collateral
Rates subject to change without notice. Rate determined by credit report and collateral.